cdfmortgages.wealthyadvisersclub.co.uk
Mortgage and protection advice across Lancashire and beyond
Mortgage advice that starts with a proper conversation.
Cristian Fortuna is a CeMAP-qualified adviser working across the whole market for first-time buyers, home movers, landlords and the cases other brokers find difficult. You get one adviser, straight answers and a recommendation you can actually follow.
- Client rating
- 5.0
- Broker fee
- No offer, no fee
- Lender access
- Whole-of-market
Honest advice, and he found me the best mortgage for my needs.
Verified reviewWhole of market
We search across lenders rather than a short panel, including the specialist names you cannot approach directly.
No offer, no fee
Our fee is only payable once your mortgage offer is issued. If it does not happen, you owe nothing.
One point of contact
Cristian handles your case from the first call to completion. You will not be passed around a team.
Lancashire based
Based in Padiham, working with buyers across Burnley, Pendle, the Ribble Valley and the rest of Lancashire.
What we arrange
Mortgage advice for every stage of your property journey.
Whatever your plans, we start by understanding your circumstances. Then we search across the market to find a mortgage that fits.
First-time buyers
Deposit, affordability and the paperwork, explained in plain English from your first question to receiving your keys.
Read moreRemortgage and product transfer
We start looking six months before your rate ends, then compare a new lender against staying put.
Read moreBuy-to-let and limited company
In your personal name or through an SPV, portfolio landlords, consumer buy-to-let and holiday lets.
Read moreCapital raising
Release equity for home improvements, a deposit on a second property or consolidating debt.
Read moreSpecialist and complex
Expats, foreign nationals, visa holders, contractors, foreign currency income and adverse credit.
Read moreProtection and insurance
Life cover, critical illness, income protection and buildings and contents, compared across insurers.
Read moreHow it works
Three clear steps, with updates at every stage.
A proper conversation
A 15-minute call to understand what you are trying to do, what you earn and what you have saved. No obligation, no cost.
A clear recommendation, in writing
We search across the market and come back with a recommendation, the real monthly cost and the reason we chose that lender.
We handle the application
Decision in principle, full application, valuation and solicitor chasing. You get updates from one person, not a call centre.
What clients say
Why clients recommend CDF Mortgages.
Clients tend to mention the same three things: quick replies, plain English, and someone who picks up the phone. These come straight from Google, unedited.
Also on Trustpilot
A separate set of reviews, left by clients invited through Trustpilot rather than Google.
About CDF Mortgages
A local broker, not a call centre.
CDF Mortgages was set up to take the headache out of applications, paperwork and lender demands. Cristian works from the Town Hall in Padiham and deals with clients across Burnley, Pendle, the Ribble Valley and further afield.
- Free initial advice, decision in principle and application
- Evening and weekend appointments by arrangement
- Protection reviewed alongside the mortgage, never bolted on
- Whole-of-market lender access, including exclusive deals
Useful before you call
Get a clearer picture of your budget.
Mortgage calculators
Monthly repayments, how much you could borrow, stamp duty across England, Scotland and Wales, and what overpaying would save you.
Open the calculatorsCommon questions
Deposits, credit files, agreements in principle, how long an application takes and what a broker fee actually covers.
Read the FAQsNext step
Fifteen minutes will tell you where you stand.
Pick a time that suits you and we will talk through what you are trying to do. There is no cost for the initial advice and no obligation to go ahead.
Prefer to talk now? Call 01282 937599 or email cristian@cdfmortgages.co.uk.